Services
INSURANCE SERVICES
RETIREMENT PLANNING
RETIREMENT PLANNING
Life, disability, and long-term care insurance are about risk. Risk is the exposure to the possibility of loss. Risk can be assumed, ignored, or transferred to a risk bearer. By asking questions and listening to you, we assist you in addressing the solution. Whether for personal or business situations, we will help you determine the appropriate type and amount of insurance.
RETIREMENT PLANNING
RETIREMENT PLANNING
RETIREMENT PLANNING
Setting up a retirement plan today can provide immediate benefits in the form of tax savings, as well as help protect the future financial stability for your family. We offer full services for retirement plans. For retirees or those about to retire, we can design and implement a strategy to create a solid financial plan.
BUSINESS PLANNING
ESTATE PLANNING STRATEGIES
ESTATE PLANNING STRATEGIES
With programs such as buy-sell agreements, key person life insurance, executive bonus, and business succession plans, you can protect your business and ensure its future viability. Proper planning will allow for a smooth transition of the business to another family member, the next generation, or your associates.
ESTATE PLANNING STRATEGIES
ESTATE PLANNING STRATEGIES
ESTATE PLANNING STRATEGIES
With proper planning today, you can help ensure that your heirs will have sufficient liquidity to settle your estate in a timely and affordable manner. With the use of charitable giving strategies, trusts, and other sophisticated techniques, you can help or potentially reduce the amount of taxes your estate will owe and expedite the distribution of assets to your heirs.
INVESTMENT PLANNING
INVESTMENT PLANNING
INVESTMENT PLANNING
We can help you design and implement an investment strategy that will help you pursue your personal and financial goals, handling all aspects of managing your funds to your specification. Through various financial vehicles, you can pursue a wide range of investment objectives.
TRUST SERVICES
INVESTMENT PLANNING
INVESTMENT PLANNING
Our firm represents several quality Trust companies. Trusts can be used to avoid probate or to reduce estate and income taxes. They can also serve to transfer assets for the protection of your children, to avoid taxation of life insurance in your estate, or to keep your assets intact while paying income to someone you designate.